Full width project banner image

First-Time Buyer? A No-Deposit Mortgage Could Be Your Solution

Jul 22, 2025

Share this article

Getting onto the property ladder in the Midlands or North West just got easier. A new 100% mortgage is now available, offering a route to homeownership without the need for a deposit.

Just Mortgages, one of the UK’s largest mortgage brokerages, has been named the exclusive broker partner for this product from April Mortgages.

That means this no-deposit mortgage is only available through Just Mortgages advisers - whether based in estate agency branches or operating as part of their network of nearly 500 professionals.

What Is a 100% Mortgage?
It’s a loan that covers the full purchase price of your new home - no upfront deposit required. Ideal for those who are financially prepared for monthly payments but haven’t had the chance to build savings.

Should You Consider It?
If you’ve reliably paid rent or bills, you may be eligible. However, with a 100% LTV mortgage, if property prices fall, you risk negative equity. It’s important to get tailored advice from a qualified mortgage adviser.

Why Use Just Mortgages?

  • Expert mortgage advice based on your unique situation
  • Access to exclusive and semi-exclusive products
  • Full support throughout the buying journey
  • Guidance that continues long after you move in

Let’s Talk
If saving a deposit has held you back, now could be the time to explore a different path. Speak to a Just Mortgages adviser today.

Contact Just Mortgages: Contact Just Mortgages | Just Mortgages

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership on 21/07/2025

butters john bee introduce to Just Mortgages.

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority